Tips and Information about Low-Cost Dental Insurance Plans
for Baby Boomers Living on a Fixed or Limited Income
Seeing a dentist when you are a Baby Boomer
on a fixed or limited income can be expensive. The good news is
that there are inexpensive dental plans you can join for
just a few dollars monthly. While they don't cover all
the dental costs, they do provide substantial discounts on
dental services. Discount dental plans, designed to
provide significant savings on members' dental care needs,
have quickly become an attractive alternative to costly
Generally speaking, dental plans entitle you
to a discount on dental services. Baby Boomers can avail
themselves of these discounts at any registered dentist.
Dental discounts are quite different from the dental
insurance. Dental discounts can cover all dental problems
whether it is pre-existing or not.
Joining a dental plan has several advantages
for Baby Boomers on a fixed income:
They are affordable.
No long application form.
No health restrictions.
No annual limits.
Average of $90-$170 annually for an
individual; $100-$200 annually for families.
The main catch is that you have to use a
dentist that accepts your plan. Also, you must pay the
dentist for the balance (after discount) on the day of
service (unless you personally make arrangements otherwise
with your dentist).
Recommended Dental Insurance Websites
AARP.org - The AARP has a partnership with Delta
Dental to provide inexpensive dental plan coverage for
seniors. If you are an AARP member, this is the
way to go. Their plans offer 50-100% discounts on
dental procedures up to a maximum of $1,200 annually.